New Home Financing Information

New Home Financing FAQ

Q: What lenders do you work with?
A: We are willing to work with any lender you may choose. We can also provide to you a list of lenders to contact to see if you are qualified. We do not offer in-house financing on new home purchases.

Q: What types of loans do you accept?
A: We work with all loan types:

  •  VA Loans
  •  FHA Loans
  •  MSHA Loans
  •  USDA Rural Development Loans
  •  Home-Only Loans
  •  Conventional Loans
  •  Turn-Key Loans
  •  Construction Loans
  •  Land in Lieu of Down Payment

Q: Do you accept turn-key or end loans?
A: We accept turn-key (end loans) & construction loans for all new home purchases.

Q: What is the difference between a turn-key (end loan) and construction loan?
A: Turn-key loans (end loans) require the home to be completed & need a final bank inspection before any funds are released. Construction loans close at the beginning of the project and allow contractors to request payments as work is completed.

Q: Do we need to own the land before purchasing a home?
A: No! The land for your new home can be included in your new home purchase. The land requires a separate contract from the land seller.

Q: What is included in your contract?
A: Our contract includes the home, site work quotes from others, & closing costs. Our contract does not include the land.

If you have any questions not answered here contact us today!