What is an MLO?
"A license is required of any individual who for compensation or gain takes a residential mortgage loan application, or offers or negotiates terms of a residential mortgage loan."
What is the Safe Act?
"The Safe Act requires state-licensed MLOs to pass a written qualified test, to complete pre-licensure education courses, and to take annual continuing education courses."
If you are shopping around, ask if they are licensed MLO's!
We look out for our customers' best interest, fraud is a serious issue!Home Financing – Modular, Sectional and Single‐Wide
The most important phase of buying a new home is the financing. Several questions come to mind like monthly payments, program qualifications, down payment requirements, and how to pay for the different phases during the construction process. Recent increased regulations in the banking industry and the appraisal industry have raised even more questions of just how to get a finance package complete.
We have access to local, regional and national lenders with programs to fit virtually every situation. We have multiple resources for multiple types of loan packages:
FHA, USDA‐RD & VA loans
Complete Construction Loans
Home Only Loans
Land In Lieu of Down Payment
We want to help you achieve the American dream of home ownership!
Our contract includes the home, site work, and closing costs. Our contract does not include the land.